Faq
How does a cash advance work?
A cash advance is an unsecured short-term loan. Applicants are able to borrow up to $1,500 and must repay this amount on or before their next payday. Cash advances are also referred to as short-term loans and payday loans.
I have bad credit, can I qualify for a loan?
An applicant’s credit will not disqualify them from obtaining a loan. To be approved, applicants must be a citizen of the US, be at least 18, have a steady income of $1,000 or more each month, and have a bank account. Bad credit is not grounds for disqualification.
Is a cash advance really the best option?
A cash advance is a quick way to get money in an emergency. If bills are really tight one month or an unforeseen expense arises, a cash advance may be the best option.
How will I get the money? Do I have to wait for a check?
No, the loan amount will be deposited into your bank account, using the information that was provided during the application process. If you are approved, you should have the money in your account within a few short hours.
When is repayment due? Do I pay in full or can I work out a repayment plan?
The loan will be due on your next payday. However, you do not have to pay the entire loan amount on this day. All finance fees must be paid by this date, but the loan’s balance may be renewed for as many terms as a borrower needs. This will give borrowers the flexibility to pay what they can afford.
How do I pay what I owe?
On the date that your loan is due, all finance fees will be withdrawn from your checking account. If you would like to pay more than this amount or pay the loan in full, you may call customer service and increase the amount that will be withdrawn. This must be done before the loan’s due date.
Is it safe to get a cash advance online?
All personal information and transactions are kept under tight security. All person information is encrypted by a 128 bit Secure Socket Layer. Borrowers are also given their own unique log-in information so no one else will be able to access their account